What Is the USCC IVR Charge On Your Bank Statement?


When you notice “What is the USCC IVR charge on your bank statement?” It’s natural to feel concerned. Many people encounter credit card charges they don’t recognize, leading to worry about unauthorized transactions. The problem often lies in needing to understand what these charges are and where they come from. 

It is necessary to gain knowledge about USCC IVR charges, their origin, and why they might appear on your statement. This is vital to recognize and differentiate between valid charges and potential fraudulent activity.

Keep reading to learn more about USCC IVR charges, ensuring you’re well-equipped to handle such situations on your bank statements.

What Does USCC IVR Chicago ILUS Mean?

The USCC IVR Chicago ILUS charge on a bank statement typically relates to transactions with US Cellular

IVR stands for Interactive Voice Response, a technology often used for automated customer service systems, including phone-based transactions. 

This charge usually appears when a payment is made through US Cellular’s IVR system for services like recharging a prepaid card or paying a postpaid bill. It can also occur with auto-debit setups for regular bill payments with US Cellular. 

Are USCC IVR Charges Legitimate vs. Fraudulent?

Review your recent activity with the company to differentiate between legitimate and fraudulent US Cellular charges. Legitimate charges, such as bill payments or pre-authorized transactions, often align with your known usage. Fraudulent charges may appear unfamiliar or inconsistent with your typical service usage pattern. 

Always check for unauthorized transactions, mainly if you haven’t used US Cellular services recently or need to recognize the charge. Regularly monitoring your bank statement and staying aware of your cellular service usage is key to identifying potential fraud.

What Are The Recommended Actions For An Unrecognized Charge?

If you don’t recognize a USCC IVR charge on your bank statement, follow these steps:

  • Check for any recent transactions or bill payments that match the charge.
  • Inquire about the specific charge, providing details from your statement.
  • Report the unknown charge. Your bank can provide additional information and may temporarily freeze the account.
  • Monitor your bank and US Cellular accounts for any further unusual activity.
  • If the charge is confirmed as fraudulent, work with your bank, contact US Cellular service for resolution, and possibly issue a new card.

How Can I Stop USCC IVR Charges?

If you notice USCC IVR charges on your account or credit card statement, immediately contact your card issuer or bank. They can temporarily stop ongoing charges and initiate an investigation if the charge is suspected to be fraudulent.

To safeguard against unauthorized credit card transactions, consider these tips:

  • Frequently check your bank statements for any unrecognized charges.
  • Use strong, unique passwords for online accounts and enable two-factor authentication where available.
  • Set up transaction alerts with your bank to be notified of any charges.
  • Keep your credit card secure, and never share your PIN or card details with others.
  • Keep your contact information updated with your bank to receive timely fraud alerts.
  • Report your card to the bank immediately if it is lost or stolen.

Frequently Asked Questions

What is USCC IVR on a credit card?

United States Cellular Interactive Voice Response.” A charge is likely incurred for a payment made to US Cellular using their automated phone system (IVR).

What is the USCC call center charge?

A USCC call center charge, much like USCC IVR, may indicate a payment made to US Cellular through their customer service call center. You can find more details by contacting the USCC Call Center at 888-944-9400.

What is the bank charge code?

A bank charge code is a code your bank uses to categorize transactions on your statement. If unsure, you can search online or ask your bank for clarification.


In wrapping up, it’s essential to emphasize the significance of being proactive and attentive with your finances. Reviewing your bank statements can help you quickly spot and address any unfamiliar charges, such as USCC IVR fees. 

Staying informed about your transactions and maintaining open communication with your bank and service providers are key steps in safeguarding against unauthorized activities. By adopting these vigilant practices, you can ensure the integrity of your financial dealings and protect yourself from potential fraud.

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