What Are The VIOC charges on Your Credit Card Statement OR Bank Statement?

VIOC charges on Your Credit Card Statement

In the hustle and bustle of our daily routines, it’s not unusual to come across unknown VOIC charges on your credit card bank statement. If you’re wondering about its meaning and why it’s appearing in your statement, you’re in the right place.

We’re here to unravel the mystery of the “VIOC” charge on your bank statement and guide you through straightforward steps to comprehend and resolve it.

Table of Contents

What is VIOC and What Does It Mean?

Let’s start by Simplify the term “VIOC.” It’s simply an abbreviation for “Valvoline Instant Oil Change.” Contrary to any cryptic code, it’s associated with a service center specializing in automotive maintenance and repair. Think of it as the go-to place for tasks like oil changes, vehicle upkeep, and all things related to your automobile.

This term merely indicates that you’ve had some work done on your vehicle, potentially an oil change, at a Valvoline service center.

Identifying the VIOC Charge

You might wonder how this “VIOC” charge looks on your statement. Well, it can show up in a few different ways, like wearing different hats (not literally, of course). Sometimes, it’s just “VIOC.” Other times, you might see things like “VIOC Debit,” “VIOS POS,” or “Valvoline Instant Oil Change.” It’s a bit like a fancy costume party, but for charges!

When you see this charge, don’t worry – you don’t need to hire a detective. The important details, like how much you were charged and where the service happened, should be right there on your statement, and easy to find.

Dealing with Mysterious  VIOC Charges Charges

But what if you didn’t expect any visits to Valvoline? What if the charge seems strange or not right? This is when you need to play detective.

Contact the Valvoline service center and ask them about the charge. They are usually happy to explain why it happened. Remember, we all make mistakes, and sometimes it’s just a small error that can be fixed quickly.

How To Prevent VIOC Charges Charges?

To avoid unexpected charges at Valvoline Instant Oil Change (VIOC), follow these simple steps:

  1. Keep a close eye on your credit cards and save your receipts.
  2. Store your receipts safely so you can check them later.
  3. Before using Valvoline services, know what they offer and how much they cost.
  4. This way, you can make smart choices and argue any unfair charges if they come up.
  5. If you see a strange MBI SETL charge on your bank statement, do these things:


In short, when you see the “VIOC” charge on your credit card statement, don’t worry too much. It’s just a way of saying, “Your car got some help at Valvoline.” So, when you see it next time, relax, knowing you’re informed. And if something doesn’t seem right, ask questions.

By keeping your receipts, understanding service costs, and talking openly with Valvoline, you’ll be ready to handle any “VIOC” charge. So, don’t be afraid of a little grease – keep those wheels spinning smoothly!

Other Unfamiliar Transactions On Bank Statements: